Schedule a Free Introductory MeetingContact
posted on
If you ever thought your portfolio is “diversified” because you own a few different mutual funds or a dozen stocks, it might be time to revisit what that word really means. Diversification is one of …
Continue Reading about How You Know You Need More Diversification When Investing →
posted on
One of the big reasons people first enter my (virtual) office is because they were hit with a very large tax bill and do not quite understand why. They didn’t sell a business, get a huge raise, or m …
Continue Reading about Three Sly Reasons Your Taxes Are ALWAYS Higher Than You Think →
posted on
The recently passed One Big Beautiful Bill Act (OBBBA) brings several tax provisions from the 2017 Tax Cuts and Jobs Act (TCJA) into permanent law. While it doesn’t overhaul the tax code, it does c …
Continue Reading about What the One Big Beautiful Bill Act Means for You →
posted on
An inheritance can feel like both a gift and a burden. Maybe it came from a parent who never talked much about their finances. Or an aunt who passed unexpectedly and left behind more questions than …
Continue Reading about You Just Inherited Money. Now What? →
posted on
When you’re self-employed or run a business, there’s no steady paycheck with taxes already taken out. It's also possible you have no HR department reminding you that it’s time to file. Instead, it's yo …
Continue Reading about Quarterly Tax Payments: How to Stop Guessing and Start Planning →
posted on
When you’re self-employed, building for retirement often feels like trying to construct a house without a blueprint. There’s no HR team offering a 401(k). No employer matching contributions. And, let …
Continue Reading about Investing Without a 401(k): Building Wealth When You’re Self-Employed →
When you’re ready to take control of your finances, we’re here to listen.
Ryan Derousseau, CFP®
Thinking Cap Financial
United Financial Planning Group LLC
United Relationship Summary