A trusted guide for your finances, as you strive to reach your family, practice and life goals.

Through education, advice and fee-only planning, we serve as your protective cap, offering guidance throughout your life. We’re there, whether you’re launching your own private practice, building wealth or trying to secure your family’s safety net.

Our Process

I guide therapists, private and group practitioners and the self-employed, enabling them to thrive financially so they can focus on clients.

I’ve taken my years of experience working for myself and my deep knowledge of the financial space to build a process to help clients align their business with their goals, family and future at the forefront. This builds a stronger practice, better life-balance and wealth, while your own patient or client experience improves.

Meet Ryan Derousseau, CFP®

As SEEN in:

Your Financial Coach

Do you have a question about one specific area of your finances? Do you want to launch your own private practice or small business venture? Would you like to gain a complete picture of your financial life and strategies to reach your goals? Or maybe you would like ongoing support as your practice grows?

Thinking Cap is here to help, no matter your financial need.

Services and Pricing

Under the Cap

At Thinking Cap Financial, we’re always looking to use the best strategies that will achieve your goals. Whether that requires a shift to your spending, a new investment allocation, different tax planning techniques or another tactic that depends on your own unique financial picture.

We can promise you that we will find the option that has the lowest costs – without undue fees – and provides you with a shield for your financial growth while you strive to reach your goals.

The Thinking Cap Process

The planning process will be ongoing, as needed. In an initial conversation over the phone or on-screen, we will begin to pin down your concerns, needs and goals. From there, we will develop a full picture of your finances and create a plan that you’re comfortable with. Just like life, it’s one that will constantly shift and adapt based on your changing circumstances.

Our Process